Purchasing a home is the biggest financial purchase most of us will ever make. Whether you are a first time buyer or a tenth time buyer, this can still be a very stressful and worrying time. At PRISM we can ease the stress by recommending the right lender for you, arranging the application on your behalf and liaising with your solicitor and the estate agent to ensure the purchase runs smoothly, leaving you free to get on with planning your move to your new home. We offer a complete mortgage service which will make your journey towards becoming a home owner as smooth and as easy as possible.
Movers aren’t the only people we can help. If your current mortgage offering is coming to the end of its deal, now is the time to shop around for a new offering that suits your requirements. We can advise on mortgages from the whole of the market to find the best arrangement for you. If you wish to reduce the term and repay the mortgage early or extend the term and reduce the monthly cost, we can help you decide the best course of action. When looking to re-mortgage it is also a good time to review your other arrangements such as your Buildings and Contents and life assurance needs. This is all included within our service to ensure you have the correct cover at the most affordable cost.
Buy to Let property purchases have become very popular in recent years. This is a rapidly changing market place and requires great knowledge to avoid the many pitfalls. Whether you are a first time landlord or have a large portfolio of properties, we have the expertise to help you.
Your home maybe repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate Conveyancing, Taxation Advice or Buy to Let Mortgages.